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Cost against price

What does it actually cost to run?

Almost every AI tool rents its intelligence. The rent has a published price, which makes it the one part of a software bill you can work out exactly. Everything left over is the layer the company built.

431

tools in the index publish a monthly price

$20

is the median of those, per seat, per month

$0.13 to $48

the light workload, cheapest model to dearest

Work it out

Pick a shape of work and a model, then put in what you pay per seat. The arithmetic is the same one the vendor did, run in the other direction.

One person using an assistant through a working day. 20 calls a day, 4,000 tokens in and 800 out on each.

Light is the default because the unit here is one seat, and one person does not make a hundred calls a day. Reference and Heavy describe a whole feature at volume, so against a single seat price they will read as a loss on every row. That is the comparison being wrong, not the vendor.

$

One seat, one month, Gemini 3.1 Pro

You pay
$20
The model costs
$11
Left for everything elseinterface, workflow, data, evaluation, support, profit
$9.4447% of the price

This is a model, not an audit. We do not know which model any product runs on, how much work a seat really does, or what the vendor has negotiated. It excludes caching, batching and volume discounts, all of which push a real bill down. Treat the output as the size of the question, not as the vendor’s accounts.

By category

The median published price in each category, against the light workload on Gemini 3.1 Pro. Only categories where at least ten tools publish a monthly figure, because below that a median is one pricing page wearing a hat.

CategoryPricedMedianModel costLeft over
Writing73$23$11$12 (54%)Detail →
Video46$20$11$8.94 (46%)Detail →
Coding44$20$11$8.94 (46%)Detail →
Chatbot39$19$11$8.44 (44%)Detail →
Productivity39$16$11$5.43 (34%)Detail →
Image38$12$11$1.44 (12%)Detail →
ML & infrastructure31$25$11$14 (58%)Detail →
Audio30$25$11$14 (57%)Detail →
Agents20$45$11$34 (76%)Detail →
Search13$15$11$4.44 (30%)Detail →
Marketing13$35$11$24 (70%)Detail →
Data11$40$11$29 (74%)Detail →

Same model on every row, so the column compares categories rather than model choices.

The same job, priced 17 ways

Every priced model in the index, running the light workload. The choice of model moves the bill more than almost any other decision, and it is usually made once and never revisited.

ModelDeveloperIn / out per MLight a month
Qwen 3.7 FlashAlibaba$0.03 / $0.13$0.13
DeepSeek V4 FlashDeepSeek$0.14 / $0.28$0.47
DeepSeek V4 ProDeepSeek$0.435 / $0.87$1.46
GPT-5.6 LunaOpenAI$0.2 / $1.2$1.06
Grok 4.20xAI$1.25 / $2.5$4.20
Claude Haiku 4.5Anthropic$1 / $5$4.80
Gemini 3.6 FlashGoogle$1.5 / $7.5$7.20
GPT-5.6 TerraOpenAI$2 / $12$11
Gemini 3.1 ProGoogle$2 / $12$11
Claude Sonnet 5Anthropic$3 / $15$14
Claude Sonnet 4.6Anthropic$3 / $15$14
GPT-5.4OpenAI$2.5 / $15$13
Claude Opus 5Anthropic$5 / $25$24
Claude Opus 4.8Anthropic$5 / $25$24
GPT-5.6 SolOpenAI$5 / $30$26
GPT-5.5OpenAI$5 / $30$26
Claude Fable 5Anthropic$10 / $50$48